FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019064131101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Timothy Bernard Cooney, Respondent Former Registered Representative CRD No. 2946727 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Timothy Bernard Cooney submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.