FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019064265601 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Melissa A. Niederhauser, Respondent Former Associated Person CRD No. 6380536 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Melissa Niederhauser submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018060317901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: William Andrew Wimberly, Respondent Former General Securities Representative and General Securities Principal CRD No. 1157038 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent William Andrew Wimberly ("Wimberly" or "Respondent") submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS Department of Enforcement, Complainant, v. Fusion Analytics Securities, LLC CRD No. 124245, Respondent. Disciplinary Proceeding No. 2018058871601 COMPLAINT The Department of Enforcement alleges: SUMMARY 1. Between September 2014 and May 2018 (the "Relevant Period"), Fusion

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS DEPARTMENT OF ENFORCEMENT, Complainant, v. JAMES W. FLOWER (CRD No. 2817701), Respondent. DISCIPLINARY PROCEEDING No. 2017052701101 COMPLAINT The Department of Enforcement alleges: SUMMARY 1. Between January 1, 2016 and July 31, 2018 (the "Relevant Period"), Respondent

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018059211601 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Marjorie Ruediger, Respondent Former General Securities Representative CRD No. 2496694 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Marjorie Ruediger submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018057302701 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Mack Leon Miller, Respondent Registered Representative CRD No. 2822317 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Mack Leon Miller submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.