FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021071022201 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Cowen and Company (Respondent) Member Firm (CRD No. 7616), in its own right and as successor-in-interest to Cowen Prime Services LLC (CRD No.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021069200301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Michael Maclean (Respondent) General Securities Representative CRD No. 5457640 Pursuant to FINRA Rule 9216, Respondent Michael MacLean submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019064801101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: TD Private Client Wealth LLC (Respondent) Member Firm CRD No. 164484 Pursuant to FINRA Rule 9216, Respondent TD Private Client Wealth LLC (TDPCW or the firm) submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2022076240401 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Robert Lee Golding (Respondent) Former Investment Company and Variable Contracts Products Representative CRD No. 5324763 Pursuant to FINRA Rule 9216, Respondent Robert Lee Golding submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019063686207 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Ronald Morse (Respondent) General Securities Principal and General Securities Representative CRD No. 341008 Pursuant to FINRA Rule 9216, Respondent Ronald Morse submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.