FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021072053201 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Sean Pong (Respondent) Former General Securities Representative CRD No. 2406530 Pursuant to FINRA Rule 9216, Respondent Sean Pong submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. SECURITIES EXCHANGE ACT OF 1934 Release No. 97623 / May 31, 2023 Admin. Proc. File No. 3-21267 In the Matter of the Application of Nancy Kimball Mellon For Review of Action Taken by FINRA OPINION OF THE COMMISSION REGISTERED SECURITIES ASSOCIATION — REVIEW OF FINRA ACTION Former registered representative of FINRA member firm filed an application for review of FINRA action barring her from association with any FINRA member. Held, application for review is dismissed as untimely. APPEARANCES: Nancy Kimball Mellon,

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2022073798101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: UnionBanc Investment Services LLC (Respondent) Member Firm CRD No. 14455 Pursuant to FINRA Rule 9216, Respondent UnionBanc Investment Services LLC (UBIS) submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2023077766801 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Joanna L. Morgan (Respondent) Former Investment Company and Variable Contracts Products Representative CRD No. 7252494 Pursuant to FINRA Rule 9216, Respondent Joanna L. Morgan submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2023078170101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Scott J. Matalon (Respondent) Former General Securities Representative CRD No. 4637378 Pursuant to FINRA Rule 9216, Respondent Scott J. Matalon submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021071954502 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Jeremy Jefferson Jacobson Former General Securities Representative and General Securities Sales Supervisor CRD No. 4437801 Pursuant to FINRA Rule 9216, Respondent Jeremy Jefferson Jacobson (Jacobson) submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.