FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2022075867001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Drew Stegman (Respondent) General Securities Representative CRD No. 7424494 Pursuant to FINRA Rule 9216, Respondent Drew Stegman submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. SECURITIES EXCHANGE ACT OF 1934 Release No. 97860 / July 10, 2023 Admin. Proc. File No. 3-20126 In the Matter of the Application of MICHAEL JOSEPH CLARKE For Review of Disciplinary Action Taken by FINRA OPINION OF THE COMMISSION REGISTERED SECURITIES ASSOCIATION—REVIEW OF DISCIPLINARY PROCEEDING FINRA found that person associated with member firm converted funds, made material misrepresentations, and issued bad checks; barred him for his violations of FINRA rules; and ordered restitution. Held, FINRA’s findings of violation

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2018056490306 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Murat Kartal (Respondent) Former General Securities Representative CRD No. 6346419 Pursuant to FINRA Rule 9216, Respondent Murat Kartal submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.