FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2022073871001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: James Gingles (Respondent) Former General Securities Representative CRD No. 1332507 Pursuant to FINRA Rule 9216, Respondent James Gingles submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019064308401 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Acorns Securities, LLC (Respondent) Member Firm CRD No. 168172 Pursuant to FINRA Rule 9216, Respondent Acorns Securities, LLC submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019063686203 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Russ Kory (Respondent) Former General Securities Representative CRD No. 5901185 Pursuant to FINRA Rule 9216, Respondent Russ Kory submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.