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William Evans Comment On Regulatory Notice 22-08

I believe that I should be able to choose the public investments that are right for me and my family. Public investments should be available to all of the public, not just privileged individuals and families.

I understand leveraged funds and the risks. I see no need for tests before being able to invest in these funds, nor more measures to impede my options to invest.

I use these types of funds as a portion of my portfolio to assist in making a better return on my money.

Thank you for your consideration.

Ivy So Comment On Regulatory Notice 22-08

It is important for FINRA to adhere with principles-based disclosure regime when promoting rules and regulations. Prohibit retail investors to participate in complex products and options not only violate with the regime, but also reduce the chance for retail investors to manage their risks by using complex products and options. Please noted that majority of complex products, especially exchange-traded products, WOULD NOT lose more money than original invested (unless buying on margin).