Myself, not regulators should be able to choose the public
investments that are right for me. I shouldn't have to go through any special process like passing a test before I can invest in public securities, like leveraged and inverse funds.

I have been trading leveraged funds for almost a decade, and rely on this actively for income. I use inverse funds to hedge and mitigate risk.

As a recently retired investment professional, I believe clients (including myself) have the right to freely select investments, (no matter how complex) and not be subject to the restrictions of FINRA's potential regulations. It is the financial professional's responsibility and within the compliance guidelines of their associated clearing/ brokerage firm to make sure the investor has a clear understanding of the risks involved in investing in what is deemed a "complex" product. I strongly oppose these limitations.

Hello. I beleive we can make our own decisions to our investments, this includes leveraged funds. I use them for leverage and hedging, both important elements for a good financial plan. Law markers should look at oher things like dishonesty amoungst the people that make the markets.
I dont think they should be allowed to partisipate in the makrkets.

Leveraged and inverse funds are tools that investors at all asset levels should have access to. By making these funds available only to the wealthy, you further the wealth gap already affecting our financial world.

I OPPOSE RESTRICTIONS TO MY RIGHT TO INVEST proshares.

I want to maintain my current freedom to invest in public securities of my choosing.(SQQQ)
I understand well leveraged and inverse funds and their risks. I have capable to invest leveraged and inverse funds. I do not need these imposed measures. I oppose those restrictions on my right to invest.
Thank you very much.

Dear Sir, Mdm,

I want to make a clear statement about my need to be able to trade LEVERAGED AND INVERSE FUNDS. I am now able to buy a house, and pay for the education of my two children, thanks to my trading of the last years.

Why should an investor use Leveraged Funds? 1) Better Outcomes: Yale professors did a study on the use of leverage on retirement investing from 1871-2004 (1): “By employing leverage to gain more exposure to stocks when young, individuals can achieve better diversification across time. Using stock data going back to 1871, we show that buying stock on margin when young combined with more conservative investments when older stochastically dominates standard investment strategies—both traditional life-cycle investments and 100%-stock investments.

Leveraged and inverse funds help me to protect (hedge) my investments or seek enhanced returns as a limited part of my overall portfolio.

I appreciate FINRA's concerns regarding investor protection. At the same time, I wholeheartedly disagree with FINRA's NtM 22-08 proposal to - "Require investors to pass a test to trade a complex product and potentially undergo re-testing from time to time to ensure the investors continued understanding." I've traded leveraged ETFs for many years and they're an important part of a long term strategy. I urge FINRA to carefully consider the negative impact of this proposal on retail investors.