I oppose to limit investors to buy/sell Leveraged ETFs.

Dear FINRA,

I understand that there are predatory finance company's that'll use promising language. However, regulation isn't the answer to this problem. You need to hold the predators accountable. Our bloated government and the hundreds if not thousands of regulations will make it easier for these predators to hide behind. Bigger government is not better government, free markets are, and it will root out bad actors. V/r

I consider it vital that ordinary investors retain the right to invest in leveraged, inverse funds such as UVXY. During market declines, these are frequently nearly the only investments that go up, while everything else goes down together like a flock of birds. During the financial crisis of 2008, I was wiped out because I only invested in stocks which my investment letters assured me would be hardy enough to withstand any correction. Instead, I found out the hard way, they all dropped together.

I am a 40 year old CFA Charterholder, investing for my own portfolio. I am shocked and disturbed to hear that investing in and/or trading certain products will be contingent upon certain criteria. I am investing my own capital, and feel it is against my rights to be told what I can and cannot invest in. Furthermore, I have completed extensive exams within the financial space, as well as worked for the largest global investment manager, BlackRock.

I have used leverage index mutual funds and ETF's as part of my investing methodology for the past 15 years. I understand the downside as well as the upside potential. Making these funds unavailable or difficult to purchase would severely limit my investing success.

I have been trading for many years and use the pro shares option To balance my long positions. As a retail investor it is fair For me to have the same options as the institutional big guys.

I'm starting to see a trend with our government officials trying to regulate what we can and cannot do with our hard working earned money and what little of it most of us have now because of what they've put us through in the past 3 years!!

I AM CURRENTLY AN OPTION BUYER AND SELLER AND SUPPORT THE REQUIREMENT OF EITHER TAKING A TEST TO ASSESS THE KNOWLEDGE THE INVESTOR HAS/HAS NOT ACQUIRED OR POSSESSES ON THE VARIOUS STRATEGIES IN OPTIONS TRADING TO ENSURE THE INVESTOR HAS THE KNOWLEDGE NEEDED TO HANDLE THE CONSEQUENCES AND RESPONSIBLITITIES ADEQUATELY.

Regarding Regulatory Notice #22-08:
I am very much AGAINST the proposal to remove or restrict my access to tools that I use to maintain and enhance my financial security such as leveraged and inverse ETFs.
The fund families and brokerage houses themselves do a very good job of explaining the risks of these products. I have relied on these tools for years in conjunction with volatility-based trailing stops to manage my securities portfolio with great success.