Comments: Hello Finra, Readx3. I enjoy using inverse ETFs. They are not complex. It accomplishes a similar result to shorting a stock but with out having to get a margins account. I personally don't trust myself to trade on margin. Many others don't either. It benefits me, because of its simplicity, it benefits the ETF/ETP maker because they can charge me a fee, and it benefits the market because it increases the ability of non-margin accounts to effectively short stocks without having to be a margins trader.

There is no reason the public should have resurrected access to these investments. Do not continue to impoverish the middle class and restrict their access to long term financial stability.

I am AGAINST passage of FINRA’s Regulatory Notice 22-08 taking effect. I trade indexed ETF's over short time horizons, am aware of, and am satisfied with the risk acceptance protocol followed by the service providers. I DO NOT WANT ACCESS TO COMPLEX PRODUCTS RESTRICTED.

This is an absolutely vile proposition, aimed at maintaining the status quo and blatantly trying to stop social mobility. What's even more shocking is that this is not even trying to mask itself as something else, it's just blatant discrimination and abuse of power. It is utterly shameful and completely antithetic to progress and growth. If you are trying to mitigate the chaos crypto is creating, this is NOT the way to do it, but I am sure you know this already. This will be remembered in history as a shocking attempt of the ruling class to force the floodgates of change closed.

In respect to derivative based VIX ETFs and Options on those VIX ETFs, Retail Investors do not understand these complex VIX ETPs. It is not the investor "may" not understand, but "does not" understand. These complex VIX ETFs like Proshares ETF UVXY are unsuitable for investors. The sponsors need 150+ pages of expert financial wall street and securities legal verbiage to attempt to explain the VIX ETP in a prospectus. Retail investors hold investments for more than one day.

I am very concerned that there is talk about us having more restrictions on what we can invest in not regulators should be able to choose the public investments that are right for you and your family. Public investments should be available to all of the public, not just the privileged. I am able to go online and read the information to decided what to buy and not have to go through any special process like passing a test before you can invest in public securities, like leveraged and inverse funds.

Let me decide if I want to invest my hard earned money in the things that I want to invest in. It's my choice if I want to invest in Cryptocurrencies.

I'm writing to let you know that I find it unconscionable that you would pass rules that prevent the public from making their own investment choices. There is no reason that those who have more money would have a right to invest in things that others would not. This sounds like a set up to make the rich, richer and the poor poorer. I and others are capable of working out the risks and advantages of investments with my broker and my own research. I don't need FINRA to do it for me. Imposing rules like this only hurts the public.

Please let everyone the opportunity to invest without being wealthy.

I oppose any limits on my ability to buy Funds from ProShares.