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Paul Lai Comment On Regulatory Notice 22-08

I have just learned from my brokers communication that FINRA is seeking public comments on restricting investors from buying a broad range of public securities designated as "complex products". I am an investor to handle my retirement accounts. It is very important for me to use as many tools as possible to protect my investments including inverse funds instruments for and during a down market. I fully aware of the risks involved if those tools are not used wisely. However, it is my right to pick a investment tool and not the regulators to decide for me and my family.

Janet Byrns Comment On Regulatory Notice 22-08

I don't need regulators, or anyone else to make my decision on pubic investments or any other investments. I know what best for myself and the ability to pubic investments and others should be made available to the whole public not to just the elites. I of having any restrictions or any special processes to invest in public securities or any other investments. I'm capable of understanding the investments and their risk.