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Michael Macmillan Comment On Regulatory Notice 22-08

Please do not make it difficult or prevent me from investing in public securities, like leveraged or inverse funds. I am capable of understanding these funds and the associated risks on my own and do not want more regulations. Please review all existing regulations for opportunities to eliminate regulations that do not serve the public interest and contribute to waste in business, government and people lives.

James Heath Comment On Regulatory Notice 22-08

I am a retired citizen and an active private investor. I never had a job that provided me with a pension. I taught myself how to invest through trial and error. One of the great developments in investment products at the end of 1997 was that of ProFunds' making available inverse funds and leveraged funds. Both of these categories of mutual funds provided me more flexibility in how I could manage and grow my retirement accounts. The availability of these investment products helped me provide for me and my family in maintaining my status as a middle class tax-paying private citizen.