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Craig Gardner Comment On Regulatory Notice 22-08

I have invested on my own for for 36 years, doing my own due diligence, reading, and using my informed judgement. People make all types of financial decisions such as career choices, where or whether to purchase a home, what type of healthcare they access, the foods they consume, where they travel, etc.- the list could go on for pages. Any mature adult of sound mind can make financial decisions of varying complexity without testing for this. Do you take a medical literacy test before seeing a physician, an aeronautical engineering test before taking a flight?

Jerry Gould Comment On Regulatory Notice 22-08

I manage my brokerage and retirement accounts. I make all my own investment decisions and execute all trades. Leveraged and inverse ETFs and ETNs are an important part of my investment strategy. I am 70 and have used these kinds of products for over 10 years. I know the risks and rewards of this type of product and I strongly believe no regulator should be trying to restrict my access to these products.

Jason Cormier Comment On Regulatory Notice 22-08

I am capable of understanding the risks inherent to an investment product.

So is this public, this is the crypto age. It isn't like we little people do not know what risk is, and need a paternalistic guiding hand to prevent us from hurting ourselves.

This honestly looks like a bunch of rich old guys cutting the rope ladder to keep everyone else down.

"Leverage for me, but none for thee!"