Dear regulators,

While I appreciate the concern about investor's wellbeing behind this potential move, the outright prohibition or hindering access to these instruments would have, in my honest opinion, just the opposite effect to that desired.

Guys, stop with the whole, "YOU DON'T KNOW WHAT YOU'RE DOING! WE HAVE TO PROTECT YOU FROM YOURSELF!" .. It's outdated and clear that you just want more control over who can invest, when they can invest, and how many people can actually become financially stable in the future, far and near. Again, it's all about control, you want the control over how we manage our finances which will eventually lead to, as a whole, control over our finances in general!

This is not fair for private investors to hedge market volatility

I routinely hold and trade leveraged ETFs and I know what my risk tolerance and objectives are for these investments. I do not see any need to add additional layers of rules or regulations to my trading strategy. Please do not impose additional requirements that will make supporting my family more difficult.

I not regulators should be able to choose the public investments that are right for me and me family. Public investments should be available to all of the public, not just the privileged.

I disagree with the FINRA Regulatory Notice #22-08. Leveraged and inverse funds are important financial assets to allow individual investor to increase their gains and protect their assets. Please treat us as adults who are responsible for our own decisions and not children who need to be looked over. Therefore, there is no need of a test to determine if we're allowed to invest in these type of funds.

Please level the playing field. We need to be open to invest as everyone else with more money. Cautioning is appropriate but not making the process harder.

A leveraged ETF is the simplest security to understand. Investors of all levels of understanding need to be protected from paying loads, commissions, delays in redemptions, and from every money manager who does not understand the Sharpe and Sortino ratios, how to calculate CAGR and report theirs, deviations from random, optimization, value-at-risk, and how to use Monte Carlo simulation. The word "fiduciary" does not protect investors from ignorant investment managers.

I am opposed to regulation #22-08.

I should be able to make my own decisions about my investments, not regulators. I can read & understand the notices that are provided when I choose an investment and should not be required to take a test to prove it.

I use inverse funds as well as other instruments and it will be detrimental to my portfolio if I am unable to use them.

I ask that regulation #22-08 not be enacted.

I use leveraged funds to managed my portfolio to reach my investment goals. Leveraged funds are safer and easier to understand that other levers like margin, options and crypto currencies. Please allow individual investors the option to invest in leveraged funds.