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Trevor Atwell Comment On Regulatory Notice 22-08

As a small retail investor, I use and have been using for the past 12 years, several complex products to enhance my returns in order to save enough for my retirement. I object to any rules that would deny my access to these products as it would put my retirement goals in jeopardy. ESPECIALLY any cool down periods that may be imposed and possibly lock in temporary losses. That being said I am always in favor of education. Financial literacy needs to be taught, not just for complex products, as any financial instrument can prove disastrous if not understood.

Randy Martinez Comment On Regulatory Notice 22-08

Dear FINRA: I'm a long term buy & hold retail investor of leveraged exchange traded funds (ETFs.) I am a significant shareholder of ProShare's ETF "UPRO" at owning 0.01% of all outstanding shares, and of Direxion's "TMF" owning 0.07% of all outstanding shares. If you were to consider me an institution, I'd be rank #12 of ownership in terms of shares for TMF. I have bought and held leveraged ETFs for years.

Dorothy Landgren Comment On Regulatory Notice 22-08

I oppose restrictions on my right to invest in public investments. I should be able to choose the public investments that are right for me and my family. Public investments should be available to all of the public. Additional regulation is not needed as companies are required to provide disclosures. You should not have to go through any special process, like passing a test before you can invest. I use these type of funds as a part of my overall portfolio strategy (e.g., a hedge, enhanced returns). Please consider my comments in this matter. Thank you for your time.

Tracy Ditchfield Comment On Regulatory Notice 22-08

It has come to my attention that FINRA is considering further regulating certain leveraged and inverse ETF funds by placing additional requirements on who may trade them. As someone who has traded in stocks, bonds, mutual funds and ETFs for nearly 30 years for my own portfolio and 3 years as a Series 6 and 63 Registered Representative, I oppose such a restrictive move as a dangerous overreach by this governing body. I engage in using these types of funds regularly as part of my investment portfolio, and will continue to oppose this move. Thank you for your time and consideration.