Comments:

Do not block retail traders from making money under the auspices of "this is because you are too stupid and poor to be allowed to invest on your own." This proposal is insulting and transparent.

"Special tests" to invest is classist and racist. You are trying to block minorities and anyone who can't afford the time and money you determine is "enough to qualify" as a "qualified investor" from participating in the market.

Discrimination like this will never be tolerable.

please do not add red tape to a market that is functioning quite well and provides an inexpensive way to accomplish certain investment strategies.

I wish to continue investing as see fit. If I choose to invest in what are considered risky investments as crypto's, leveraged funds or IPO's it is my business. I do not want a regulating body limiting how I invest my money.

We shouldn't have to go through any special process like passing a test before we can invest in public securities, like leveraged and inverse funds. We are capable of understanding leveraged and inverse funds and their risks. Regulators do no need these measures imposed on us. We not regulators should be able to choose the public investments that are right for us and our family. Public investments should be available to all the public, not just the privileged. Leveraged and inverse funds are important to our investment strategies.

The social contract is already in tatters; if you do this the financial sector and government will be vilified even further!

Hi A decision like this would have a terrible outcome. Its another way to remove freedom and opportunity from THE PEOPLE which is slowly being taken by the day. Almost positive the never ending sanctions and funding to the War has something to do with it. Over 4 billion to fund weapons, etc. ( probably 5 billion by now)In the end that will come from the peoples pockets based on their annual income.

I not any regulator will choose my public investments & i do NOT want anyone else telling me who I can or cannot select.

Please do not control my retirement investment decisions through regulatory laws. Investment advisors should not be investing their clients money into leverage funds. On the other hand, self-directed IRAs should have the right to invest as they desire. Leveraged funds, ETPs, ETFs are beneficial to investors by helping to make the playing field equal to all. ALL INVESTORS should have the LEGAL right to invest there money the same way as high net worth investors. Especially the hard earned money in our IRAs.

Hi,
I would like to express my opinions on Regulatory Notice #22-08:

1.
How do members categorize products as complex? Have firms implemented categories or tiers of complex products and, if so, how have firms determined such tiers? What types of products have recently been introduced that should be viewed as complex? Does our description of characteristics that render a product complex continue to appropriately cover necessary products?