Hello FINRA,

I have been using leveraged ETF's in my portfolio using a strategy based on an algorithm that helps me decide when to buy and sell and I have been successful using this strategy. I have a firm belief that I, not the regulators should be able to choose the investments that are right for myself and my family. Public investments should be available to all of the public, not just the privileged few.

I am writing to you regarding the government overreach that is FINRA #22-08. As an investor I expect that I should be able to make public investments without interference from the government. I understand it is my responsibility to educate myself on prospective investments and I don't expect to have to jump through government imposed hoops in order to do so. I urge you to not move forward with this rule. Regards, Jack

I believe it should remain my choice how I invest. If I choose to invest in IPO's, leveraged funds, crypto's etc. with a portion of my portfolio it should not be the decision of a regulating body.

I used 3x levereged ETFs to make a 560% return on my investments during the pandemic. It was my American Dream come true. Please do not restrict my ability to take advantages of 3x levereged ETFs.

I actually agree with the proposal as I understand it. If the .com meltdown and especially '08 meltdowns have taught us anything, it's that it is not a level playing field when it comes to knowledge of financial markets and people need to be, if not protected from themselves, then at least given a 'reality check' concerning their suitability to be investing in highly leveraged and risky instruments.

Please, let the average Person have the chance to make some real money. The accredited investors already have their hedge funds, dont discriminate against us little guys. Let us have our chance to make money, too.

This is unnecessary change that affect and reduces access to investors from products.

I do not understand why a regulator should be telling me as an individual and raising the bar to what kind of ETFs I can invest in.

Requiring a test is the opposite of an equalizer and prevents marginalize groups access to this type of investment.

Please dont think that buy limiting the trading of leveraged ETFs , the public will be safe.
Driving cars kills thousands, but we dont outlaw cars, we make them saw safe as possible. Please do the same with these. Thank you.
Benjamin Eide

The ability to freely access leveraged and inverse investment products allows even the small investor both opportunity and protection from market volatility. True, there are some who use these freedoms unwisely, but that is true of anything. Existing safeguards and regulations, in my opinion, are sufficient for the majority of investors, and risk and foolish choices will never be squeezed from investing. Risk assets are just that. Inverse products in particular serve as insurance for market gains during periods of increased volatility.

When you start regulating who can go into Casinos and Gamble then you can come after the stock market. Not Before!