To Whom This May Concern, I do not agree with SEC Proposed Rule #S7-24-15. I believe that I should have the ability to choose what investments are appropriate for myself. I am capable of appropriately educating myself without having to pass "tests" imposed on me. Leverage and inverse funds are very important to my investment strategy. In fact, I followed a very regimented investment program that is designed to capitalize on leverage and inverse funds. This investment program minimizes risk while maximizing the chance of substantial gain.

I do not agree with what you are trying to regulate. It is my right as a free investor to invest my money how I see fit without and "road blocks" or "speed bumps".

I should have the right to choose my own investments and not have that decided by a regulator. Having access to a variety of categories is important. My best ETF this year is an inverse fund The risks are duly noted. I am appalled that you would want investors to test.

People have the right to take risks on investments they choose to willingly participate. This is a tremendous overreach of freedom to do with one's money as they please. By this proposed rule's logic by FINRA, no one should be allowed to gamble without an approval process and testing (as well as cooling-off period) on how the gamble-based game they are about to play works and what the mathematical odds are of winning.

Please do not limit my ability to trade.

As a retail investor who does my own homework, I don’t need more regulation from a nongovernmental organization. Using inverse ETFs when I deem them appropriate has helped my retirement funds gain 9% YTD, whereas commonly traded ETFs like SPY, QQQ, and TLT are down 12-20% YTD. Perhaps you’d first like to explain to the Fed that inflation is not “transitory”? Or perhaps explain to them the dangers to our financial system caused by modern monetary theory, unlimited printing of money out of thin air, or the risks of destroying the US dollar as the world’s reserve currency?

Everyone has the right to invest there money freely

I OPPOSE RESTRICTIONS TO MY RIGHT TO INVEST. Keep the government out of the financial markets.

FINRA's goals include prevention of monetary malfeasance and instability through regulations. These new proposals are reactions to the new young investors enabled by platforms like Robinhood that annoyed story larger firms. These new regulations are oppressive reactions to annoyances and not damages. Protect the freedom to invest.
Paul

I trade in ETFs all the time and I understand the proper use of such investment vehicles. I do not need the anyone to tell me how to invest. It is my responsibility to educate myself and my broker, Schwab, has been helpful with tips, training programs, and advice. If i ran my investments like the government runs the national budget, I would worry, but I do not. Get your hands out of my pocket and keep your hands out of my life.