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Meher Katragadda Comment On Regulatory Notice 22-08

Hello FINRA,

Understand you make rules for betterment. I came to know you are changing the rules for Leveraged and Inverse ETFs and making it hard for common people to invest.

I am 61 years old and heavily invested in these ETF's as they provide better return and looking forward to my retirement. I do understand the risks involved and these days everything is detailed on internet and people debate online and exchange/share information.

Andrew McDill Comment On Regulatory Notice 22-08

I am writing today to express my view that investors, not regulators, should be able to determine the appropriate investments for their accounts. In particular, leveraged and inverse ETF funds should be acceptable investments for all investors. I have used these types of funds personally to help hedge my portfolio and feel that they have provided me with some great alternatives to traditional hedging using equity and index options that many investors do not understand appropriately.