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Kenneth Smalewich Comment On Regulatory Notice 22-08

I should be able to choose the public investments that are right for me and my family. Public investments should be available to all of the public, not just the privileged. I shouldn't have to go through any special process like passing a test before I can invest in public securities. That is why we have certified financial consultants/brokers. I am capable of understanding my investments and their risks. I do not need these measures imposed on me. FINRA's job is to ensure that investment transactions are conducted with in the existing laws and regulations.