Dear sir or madam, Individual investors, such as myself should be able to make the investments we want that are right for our families. We should not have to pass tests to invest in leveraged and inverse funds and trade in options. These strategies are critical to my families overall investment strategy as we near retirement age. I depend upon the returns I am able to make by trading in ETF funds, some of which are inverse funds.

I find it disturbing that your agency wants to take away my ability to pick investments based on my research and ability to decide how much or little to risk in very common market instruments. Why should I have to take a test to prove to you - unnamed bureaucrats - that I understand the risks and potential rewards of these instruments and what I do with my money.+ What tests can predict the future? I therefore use a very limited part of my portfolio to hedge against an unknown future.

I have the freedom to do my investment

This is outrageous. Stop 'protecting' the people under false pretenses. All this will do is hurt people who would otherwise have a chance to recover losses if the market slides.

Please do not restrict my ability to purchase leveraged or inverse funds. I trade leveraged funds every day and also purchase inverse funds to protect my long term investments during bear markets. Any additional restrictions on leveraged or inverse funds will limit my ability to invest and protect my portfolio! My broker already required me to certify that I understand the risks. Additional regulations are not required.

I Oppose restrictions to my right to invest. And I should have the right to invest in leveraged and inverse funds just like the big wall street firms, hedge funds, etc. I am fully capable of understanding the risks and do not need to be tested or have additional barriers placed in front of me to proof to a regulator that I know what is best for my portfolio. This is too much oversight and I don't wish for my tax dollars to be used for new regulation on this matter. thank you for hearing my opinions.

Retail investors understand the risks of leverage and have been using margin accounts for years. Please leave us alone.

Dear Sir/Madam, I oppose this regulation as it would limit my ability to trade the ETF which others could trade. It is a clear discrimination between mid level families and rich families. In a country like USA who always believed in the equality MUST not introduce such regulations. Thanks Koshal Garg [REDACTED]

I don't think regulators should make the determination what investments are appropriate for my needs. There should not be obstacles to investing in inverse or leveraged funds. I am comfortable with taking on that risk. Adding a regulator-approved test in order to be able to invest in these funds is an unnecessary intrusion on my right to invest as I see fit.

I (and other investors) should be able to invest in public securities however I want. And am capable of learning and understanding the securities, including their associates risks.