what about indice volatility rates

As a retail investor, I am offended that more legislation is being implemented in order to "protect" retail investors who are not smart enough to comprehend products that are offered in the open market. Specifically volatility related products, which are an essential part of hedging for market risk. Why are you attempting to shut retail out of products which we can actually benefit from while we are in the middle of volatile market conditions?

It is NOT FINRA's obligation to protect investors from themselves. It is the obligation of FINRA to oversee registered firms and registered representatives. If FINRA wishes to take action, it should not be burdensome to the individual investor. FINRA appears to be targeting the informed self-directed investor who understands the risks associated with leveraged and inverse funds, which are CLEARLY events that go beyond FINRA's scope of authority.

To The Financial Industry Regulatory Authority (“FINRA”), I want to continue having the ability to freely invest in a broad range of public securities designated as “complex products”—including the leveraged and inverse funds offered by ProShares. These "complex products" have enabled me to protect my retirement portfolio from severe material losses.

The idea that everyday people need to be "protected" from themselves with further regulation and restrictive safeguards pertaining to "complex investment products" is absolute nonsense and contradicts the very principals of a free and open marketplace. Real problems like naked short selling and big money manipulation goes completely unchecked, yet the magnifying glass is on retail? We need more regulation for the everyday retail investor?

People shouldn't have to go through any special process like passing a test before you can invest in public securities, and public investments should be available to all of the public, not just the privileged.

I should be able to choose the public investments that are right for me and my family. Public investments should be available to all of the public, not just the privileged. This sort of elite exclusionary proposal makes me very angry.

Investors should not be vented with personal investment decisions. The prospectus outlines all extra risks and no one should be tested or censored by anyone if a decision to invest personally. I have a right to do what I want with my own money. Regulators should not harass investors with rules about purchases in leverage/geared investments and pay more attention to crypto?

I use these so-called "complex" products to hedge my longs in various accounts at certain times I judge market risk to be high. How am I supposed to hedge my IRA without leveraged/inverse products or options? Is there some reason FINRA doesn't want me to hedge against a possible decline in the value of my long holdings? I am a very experienced investor, I'm a big girl and I'm well aware of the risks of these products and investments in general. Not that that is anybody's business, nor should I have to justify myself to anyone.

I've been investing since 1967. I understand the intricacies of all kinds of investments. I've passed the broker's test years ago and worked at an investment firm. This is supposed to be a free market!