| FINRA.org Skip to main content

Khush Amin Comment On Regulatory Notice 22-08

Please do NOT regulate "complex products". I am a junior enlisted soldier whose income is comparable to the average minimum wage worker. I do not have a bachelor's degree let alone the knowledge of a niche finance professional. HOWEVER, it is my responsibility to understand what I am choosing to invest my earnings on. I, and other retail investors understand the risks of investment, and do not invest money that we cannot afford to lose. I invest a portion of my portfolio into ETFs that offer 3x leverage to market indices.

Bryan W Griffin Comment On Regulatory Notice 22-08

Please don't limit investment options for investors. While some may not understand how complex products work, those of us who do find these particularly beneficial at times. For example, since the beginning of 2022 both equity and bond markets have stumbled while interest rates have increased. Because of inverse treasury funds like TBX and TBF, interest rate tracking funds like PFIX, and inverse market funds like SH (inverse of the SP 500), I have been able to maintain and grow my family's portfolio.