FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020066086301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Ian Michael Pierce (Respondent) Former Investment Company and Variable Contracts Products Representative CRD No. 6205487 Pursuant to FINRA Rule 9216, Respondent Ian Michael Pierce submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2018060946701 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: James R. Kirchner (Respondent) Former General Securities Representative CRD No. 2852217 Pursuant to FINRA Rule 9216, Respondent James R. Kirchner submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.