FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021072110901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Mark Smith (Respondent) Former Investment Company and Variable Contracts Products Representative CRD No. 5776360 Pursuant to FINRA Rule 9216, Respondent Mark Smith submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below. This AWC

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2017053847701 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: DriveWealth Institutional LLC (f/k/a Cuttone & Co., LLC) (Respondent) Member Firm CRD No. 33038 Pursuant to FINRA Rule 9216, Respondent DriveWealth Institutional LLC submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021071109501 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Riley Smith (Respondent) Former Non-Registered Fingerprint Person CRD No. 7270268 Pursuant to FINRA Rule 9216, Respondent Riley Smith submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.