FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019060694202 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Stuart L. Pearl (Respondent) Former General Securities Representative CRD No. 1500833 Pursuant to FINRA Rule 9216, Respondent Stuart L. Pearl submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021070491301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Juan M. Ceja (Respondent) Former Investment Company and Variable Contracts Products Principal; and Investment Company and Variable Contracts Products Representative CRD No. 2732374 Pursuant to FINRA Rule 9216, Respondent Juan M. Ceja submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the