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Special Notice – 6/30/21

Summary

Over the past 18 months, U.S. securities markets have experienced dramatic volatility. At the same time, individual investors entered the markets in unprecedented numbers—often through self-directed accounts at online brokers—drawn in part by reduced barriers to entry, such as low- and no-commission trading and the ability to purchase fractional shares. Increased retail market participation can benefit individuals by potentially encouraging higher levels of savings and wealth accumulation—and it can benefit the markets in the form of greater liquidity.

2018060359901 Scott R. Mathews CRD 1314735 AWC jlg (2021-1627258812179).pdf

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2018060359901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Scott R. Mathews (Respondent) Former General Securities Representative CRD No. 1314735 Pursuant to FINRA Rule 9216, Respondent Scott R. Mathews submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

2018057352601 Nathan Gersteen Katz CRD 846475 AWC jlg (2021-1627258811915).pdf

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2018057352601 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Nathan Gersteen Katz (Respondent) Former General Securities Representative CRD No. 846475 Pursuant to FINRA Rule 9216, Respondent Nathan Gersteen Katz submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below. This AWC is submitted

2017053437701 Merrill Lynch, Pierce, Fenner & Smith Incorporated CRD 7691 AWC jlg (2021-1627258812403).pdf

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2017053437701 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Merrill Lynch, Pierce, Fenner & Smith Incorporated (Respondent) Member Firm CRD No. 7691 Pursuant to FINRA Rule 9216, Respondent Merrill Lynch, Pierce, Fenner & Smith Inc. submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.