FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019064765701 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Irene P. Engard, Respondent Investment Company and Variable Contracts Products Representative Investment Company and Variable Contracts Products Principal CRD No. 2300387 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Irene P. Engard submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS Department of Enforcement, Complainant, v. Joseph John Weinrich (CRD No. 461987), Respondent. Disciplinary Proceeding No. 2018058611601 COMPLAINT The Department of Enforcement alleges: SUMMARY 1. Respondent Joseph John Weinrich, while associated with Moloney Securities Co., Inc. ("Moloney" or the "Firm"), willfully failed to amend his Uniform Application for Securities

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 20120318511 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Yona S. Thomas, formerly known as Yona S. Reaux, Respondent Registered Representative CRD No. 4677245 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, I, Yona S. Thomas, formerly

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2017055209801 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: BHA Select Network, LLC, Respondent Member Firm CRD No. 168883 Daniel Conor McDermott, Respondent General Securities Representative, General Securities Principal, Operations Professional, and Compliance Officer CRD No. 4521850 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondents BHA Select Network, LLC (“BHA” or the “Firm”) and Daniel Conor McDermott submit this

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2020066342101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Arthur Hoffman, Respondent CRD No. 3193754 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent Arthur Hoffman submits this Letter of Acceptance, Waiver and Consent (A WC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018058319801 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Merrill Lynch, Pierce Fenner & Smith Incorporated, Respondent Member Firm CRD No. 7691 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Merrill Lynch, Pierce Fenner & Smith Incorporated ("Merrill Lynch" or the "Firm") submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.