FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS DEPARTMENT OF ENFORCEMENT, Complainant, v. SHOPOFF SECURITIES, INC. (CRD No. 142866), WILLIAM A. SHOPOFF (CRD No. 1273471), and STEPHEN R. SHOPOFF (CRD No. 5276325), Respondents. Disciplinary Proceeding No. 2016048393501 Hearing Officer-MC EXTENDED HEARING PANEL DECISION May 21, 2020 The Department of Enforcement did not prove by a preponderance of the evidence that Respondents engaged in fraudulent sales of securities or made

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2014041254102 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Santander Investment Securities Inc., Respondent Member Firm CRD No. 37216 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Santander Investment Securities Inc. ("Santander" or the "firm") submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018057640301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Martin Joseph Noonan, Respondent Former Registered Representative CRD No. 2982159 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Martin Joseph Noonan (Noonan) submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS Department of Enforcement, Complainant, v. Adrienne Jaime Mak CRD No. 5656269, Respondent. Disciplinary Proceeding No. 2018058657802 COMPLAINT Department of Enforcement alleges: SUMMARY 1. Adrienne Jaime Mak failed to respond to FINRA’s requests for information made pursuant to FINRA Rule 8210 in June and September 2018. As a result, Mak violated FINRA Rules 8210 and 2010.