FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2023079746101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Thakoor Ben Balkaran (Respondent) General Securities Representative CRD No. 2506670 Pursuant to FINRA Rule 9216, Respondent Thakoor Ben Balkaran submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020065474001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Voya Financial Advisors, Inc. (Respondent) Member Firm CRD No. 2882 Pursuant to FINRA Rule 9216, Respondent Voya Financial Advisors, Inc. submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2023079746301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Charles J. Gross (Respondent) Associated Person CRD No. 2120578 Pursuant to FINRA Rule 9216, Respondent Charles J. Gross submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.