FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019064915301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Ronald W. Hannes, Respondent Investment Company and Variable Contracts Products Representative CRD No. 1462241 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Ronald W. Hannes submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019063516001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Matthew J. Bussard, Respondent Former Investment Company and Variable Contracts Products Representative CRD No. 6803371 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Matthew J. Bussard submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.