SECURITIES AND EXCHANGE COMMISSION Washington, D.C. SECURITIES EXCHANGE ACT OF 1934 Release No. 88156 / February 7, 2020 Admin. Proc. File No. 3-17560r In the Matter of the Application of KIMBERLY SPRINGSTEEN-ABBOTT For Review of Disciplinary Action Taken by FINRA OPINION OF THE COMMISSION REGISTERED SECURITIES ASSOCIATION — REVIEW OF DISCIPLINARY PROCEEDING Associated person of member firm appeals from FINRA disciplinary action finding that she misused investor funds by improperly allocating personal expenses, control person

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018057522001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Jeffrey Scott Nimmow, Respondent Former Investment Company Shares/Variable Contracts Representative CRD No. 2693601 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, Respondent Jeffrey Scott Nimmow (“Respondent” or “Nimmow”) submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations