FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018059752401 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Michael L. Carter, Respondent Former Investment Company Products/Variable Contracts Representative CRD No. 2882478 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, I, Michael L. Carter, submit this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019062162101 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Benjamin Frank Bourgeois, Jr., Respondent Former Registered Representative CRD No. 2145555 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, I, Benjamin Frank Bourgeois, Jr., ("Bourgeois"), submit this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a

BEFORE THE NATIONAL ADJUDICATORY COUNCIL FINANCIAL INDUSTRY REGULATORY AUTHORITY In the Matter of Department of Enforcement, Complainant, vs. Southeast Investments, N.C., Inc. Charlotte, North Carolina, and Frank Harmon Black Rock Hill, South Carolina, Respondents. DECISION Complaint No. 2014039285401 Dated: May 23, 2019 A Hearing Panel found that a member and its president testified falsely during an on-the-record interview; provided FINRA with fabricated documents: failed to retain

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2017055821401 TO: Department of Enforcement Financial Industry Regulatory Authority (“FINRA”) RE: Robert L. Harger, Jr., Respondent General Securities Representative, General Securities Principal, Municipal Securities Representative, Municipal Securities Principal, and Operations Professional CRD No. 863069 Christopher Michael Dowden, Respondent Financial and Operations Principal, General Securities Representative,

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018059770401 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Michael Anthony Bastardi, Respondent CRD No. 6015424 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, I, Michael Anthony Bastardi ("Respondent" or "Bastardi") submit this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018057545401 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Alexander Michael Panas, III, Respondent CRD No. 2249803 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, I, Alexander Michael Panas, III ("Panas" or "Respondent"), submit this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2017055788302 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Lisa Jeanne Lastrapes, Respondent General Securities Representative CRD No. 2739854 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, I, Lisa Jeanne Lastrapes ("Lastrapes" or "Respondent") submit this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2017054478001 TO: Department of Enforcement Financial Industry Regulatory Authority (“FINRA”) RE: U.S. Boston Capital Corporation, Respondent CRD No. 5251 Pursuant to FINRA Rule 9216 of FINRA’s Code of Procedure, U.S. Boston Capital Corporation (“USB” or the “Firm”) submits this Letter of Acceptance, Waiver and Consent (“AWC”) for the purpose of proposing a settlement of the alleged rule violations

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2016051209102 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Spencer Edwards, Inc. ("SEI"), Respondent CRD No. 22067 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, SEI submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018057109501 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Jason Nelson, Respondent Former Registered Representative CRD No. 4824535 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, I, Jason Nelson ("Respondent"), submit this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations