FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018059317501 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Jeffrey L. Vasilo, Respondent General Securities Representative and Investment Company and Variable Contracts Products Representative CRD No. 3180004 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Jeffrey L. Vasiloff submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2016048196801 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Kalos Capital, Inc., Respondent FINRA Member Firm BD No. 44337 Darren Michael Kubiak, Respondent General Securities Representative CRD No. 1239086 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondents Kalos Capital, Inc.