FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2018060818301 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Heather Joy Baker, Respondent General Securities Representative CRD No. 4920460 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Heather Joy Baker ("Baker" or "Respondent") submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2017056602301 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Clay Gavin Erickson, Respondent Former Investment Company and Variable Contracts Products Representative ("IR") CRD No. 1583644 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Clay Gavin Erickson submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2017053685201 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Jack Stone, Respondent General Securities Principal and General Securities Representative CRD No. 437327 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Jack Stone submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER AND CONSENT NO. 2019063054201 TO: Department of Enforcement Financial Industry Regulatory Authority ("FINRA") RE: Apostolos Pitsironis, Respondent Former General Securities Representative Former General Securities Sales Supervisor CRD No. 2804907 Pursuant to FINRA Rule 9216 of FINRA's Code of Procedure, Respondent Apostolos Pitsironis submits this Letter of Acceptance, Waiver and Consent ("AWC") for the purpose of proposing