FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS DEPARTMENT OF ENFORCEMENT, Complainant, v. DAMIAN M. BAIRD (CRD No. 3097243), Respondent. Disciplinary Proceeding No. 2023077669201 Hearing Officer–DRS AMENDED DEFAULT DECISION1 January 31, 2024 Respondent is barred from associating with any FINRA member firm in any capacity for failing to provide information and documents and failing to appear for on-the-record testimony FINRA requested in connection with two investigations. Appearances For the Complainant: John M. Fallon, Esq., Elissa M. Kestin, Esq., and Jennifer L.

FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS DEPARTMENT OF ENFORCEMENT, Complainant, v. Darren M. Kubiak (CRD No. 1239086), Respondent. Disciplinary Proceeding No.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 202307974S801 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Vincent Cagnina (Respondent) General Securities Representative CRD No. 6411535 Pursuant to FINRA Rule 9216, Respondent Vincent Cagnina submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.