FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021072383703 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Lizbeth Saavedra (Respondent) Former Investment Company and Variable Contracts Products Representative CRD No. 6785677 Pursuant to FINRA Rule 9216, Respondent Lizbeth Saavedra submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021069376801 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: American Wealth Management, Inc. (Respondent) Member Firm CRD No. 25536 Pursuant to FINRA Rule 9216, Respondent American Wealth Management, Inc. submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.