FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020065474001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Voya Financial Advisors, Inc. (Respondent) Member Firm CRD No. 2882 Pursuant to FINRA Rule 9216, Respondent Voya Financial Advisors, Inc. submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2023079746301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Charles J. Gross (Respondent) Associated Person CRD No. 2120578 Pursuant to FINRA Rule 9216, Respondent Charles J. Gross submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2022074541501 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Kimberly Ann Carson (Respondent) Former General Securities Representative CRD No. 5576304 Pursuant to FINRA Rule 9216, Respondent Kimberly Ann Carson submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.