FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021071987001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Fidelity Brokerage Services LLC (Respondent) Member Firm CRD No. 7784 Pursuant to FINRA Rule 9216, Respondent Fidelity Brokerage Services LLC (Fidelity) submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021072629201 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Justin Thomas Maher (Respondent) Former General Securities Representative and Investment Company and Variable Contracts Products Representative CRD No. 5504995 Pursuant to FINRA Rule 9216, Respondent Justin Thomas Maher submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020065142001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Santander US Capital Markets LLC, formerly known as Santander Investment Securities Inc. (Respondent) Member Firm CRD No.