FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2022077273801 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Ronald B. Smith (Respondent) Former General Securities Representative CRD No. 2483733 Pursuant to FINRA Rule 9216, Respondent Ronald B. Smith submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.