FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021073064901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Heather S. Skipper (Respondent) Former General Securities Representative CRD No. 2126799 Pursuant to FINRA Rule 9216, Respondent Heather S. Skipper (Skipper) submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2021073484401 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Deborah Alonso (Respondent) Former Non-Registered Fingerprint Person CRD No. 7376473 Pursuant to FINRA Rule 9216, Respondent Deborah Alonso submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO.2020065354801 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Robert Louis Takacs (Respondent) General Securities Representative CRD No. 2954611 Pursuant to FINRA Rule 9216, Respondent Robert Louis Takacs submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.