FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO.2020068533001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Joel Christopher Riedel (Respondent) Former General Securities Representative CRD No. 2788408 Pursuant to FINRA Rule 9216, Respondent Joel Christopher Riedel submits this Letter of Acceptance, Waiver and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

BEFORE THE NATIONAL ADJUDICATORY COUNCIL FINANCIAL INDUSTRY REGULATORY AUTHORITY In the Matter of Department of Enforcement, Complainant, vs. Robert Henderson Miramar, FL, Respondent. DECISION Complaint No. 2017053462401 Dated: December 29, 2022 Respondent engaged in unapproved outside business activities and willfully failed to amend timely his Form U4 to disclose four federal tax liens. Held, findings and sanctions affirmed. Appearances For the Complainant: Megan Davis, Esq., Michael Perkins, Esq., Kay Lackey, Esq.,

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019061213301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Center Street Securities, Inc. (Respondent) Member Firm CRD No. 26898 Pursuant to FINRA Rule 9216, Respondent Center Street Securities, Inc. submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020066189601 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Clarence Smith (Respondent) Investment Company Shares and Variable Contracts Representative and Direct Participation Programs Representative CRD No. 2939228 Pursuant to FINRA Rule 9216, Respondent Clarence Smith submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020065570301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: CVCapital Securities, LLC (Respondent) Member Firm CRD No. 152765 Pursuant to FINRA Rule 9216, Respondent CVCapital Securities, LLC submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.