FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2018058614401 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: David Michael Brendza (Respondent) General Securities Representative CRD No. 1703163 Pursuant to FINRA Rule 9216, Respondent David Michael Brendza submits this Letter of · Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2022075516101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Michael Samuel Hakim (Respondent) Former General Securities Representative CRD No. 5780296 Pursuant to FINRA Rule 9216, Respondent Michael Samuel Hakim submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020068668804 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: OFG Financial Services, Inc. (Respondent) Member Firm CRD No. 23940 Pursuant to FINRA Rule 9216, Respondent OFG Financial Services, Inc. submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.