FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020068544901 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Phil Donahue (Respondent) Investment Company and Variable Contracts Products Representative CRD No. 1206346 Pursuant to FINRA Rule 9216, Respondent Phil Donahue submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020068689301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Manish Saini (Respondent) Former General Securities Representative (GSR) CRD No. 3266112 Pursuant to FINRA Rule 9216, Respondent Manish Saini submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2020068745101 TO Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Jolam Mendez (Respondent) CRD No. 7194083 Pursuant to FINRA Rule 9216, Respondent Jolam Mendez submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.