FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2018058945301 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Manual Ramos (Respondent) General Securities Representative CRD No. 4085247 Pursuant to FINRA Rule 9216, Respondent Manual Ramos submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2019062948101 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: Charles Ronald Baker (Respondent) General Securities Representative and General Securities Sales Supervisor CRD No. 10600 Pursuant to FINRA Rule 9216, Respondent Charles Ronald Baker submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.