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William Vahary Comment On Regulatory Notice 22-08

with almost 50 years of investing and advanced degrees and a CHFC certificate to boot, i really enjoy having to sit for a test by someone who has no idea what is my situation. adds delays to investing that may be costly. millions of people are waiting for refunds for the past few years. not enough staff to process and old computers systems etc. how will this bad system be any better. waste of time and money. my money. government will likely add a fee for the privilege and not call it a tax??? extra reading - bloomberg is on my TV right now. check yahoo business daily. WSJ - as needed.

Joseph Polomny Comment On Regulatory Notice 22-08

It is my belief that a market should be open and fair and that each market participant regardless of funds or experience should be able to have access to the same tools and be able to take on whatever risk they feel comfortable with. By denying some investors access to products and not others, you are creating a two tier system which is the antithesis of a free market. You are also giving one group a leg up against the other. This will create animosity and distrust in the financial system and erode away confidence in our regulatory institutions.

Edward Brimner Comment On Regulatory Notice 22-08

As an infrequent, low value investor, any regulations that inhibit my ability to invest as I see fit is strongly opposed. I understand that I don't understand every nuance of investing. However, I also take full responsibility of learning what I don't know before I invest. This is a personal responsibility that should be taken seriously by all investors in all aspects of their lives.

Zach Zwiener Comment On Regulatory Notice 22-08

Aloha. Mahalo for doing the best to your abilities to protect American citizens without infringement on their freedoms and financial success. We are at an inflection point moving from the old financial system into a new financial system. The decisions you and your peers agree upon has potential impact on 100s of millions of lives. Let's make sure your team and the American population is educated to do their own research and critical analysis to identify what good opportunities for each of us looks like and to take action on those along with supporting causes each of us believe in.

Jonathan Keith Comment On Regulatory Notice 22-08

I believe that individuals, *not* regulators, are capable of making their own decisions as to what to invest in. If we've learned anything during the pandemic, it's that people are smart and able to figure out their own needs quite well...and investments are no exception.
Leveraged and inverse funds can be a useful part for a *portion* of someone's investment strategy, but again, people are capable of determining for themselves how large that portion is.