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Chad Pfeifer Comment On Regulatory Notice 22-08

Dear FINRA, My opinion on FINRA's proposed limits is that may restrict my access to leveraged Funds or to disqualify me from trading Those types Funds or other "complex products". If you have a strong understanding of the characteristics and risks of leveraged funds, but I am not a professional. I do understand that their purpose is for short-term active trading, and that they should be monitored regularly. Moreover, warnings my brokerage firm already provides (TD Ameritrade) descriptions that said funds should only be used to short term and also the risks associated.

Craig Akridge Comment On Regulatory Notice 22-08

I should have the ability to invest in leveraged ETFs. I have done the research and understand the risks involved. I use leveraged ETFs when the market goes down and buy in small increments and sell when the market rises. I have done quite well over the past few years investing using this methodology. I believe the individual investors not regulators should be able to determine to invest their money.

Shahram Bonyadlou Comment On Regulatory Notice 22-08

I am fully aware of risks and benefits associated with leveraged ETFs. I have made a conscious decision investing in these funds which has helped me achieve my retirement goals sooner. I work for University of Southern California who has not been able to help me in retirement saving. I achieved in a short period of time what university's retirement fund specialists were planning in 20 years. I am very happy with my decision investing in leveraged ETFs. Please do not regulate an limit this valuable tool to ultra rich. We deserve a decent retirement fund as well.

Joel Chodos Comment On Regulatory Notice 22-08

Investors should be able to choose what public investments are right for them and investors should not be unreasonably restricted by various tests and hurdles before investing . There should however be warnings messages in plain language for certain funds that have high risk. Warnings, however, should not be road blocks. I do invest in inverse and leveraged funds and understand their risks.