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Richard Sypher Comment On Regulatory Notice 22-08

I am opposed to the proposed regulation that appears to prevent individual investors such as myself from purchasing securities called "complex products." I am 82 years old, have been investing for many years, and understand the structure and risks of leveraged funds. I have used them successfully to boost returns as part of my portfolio holdings. To the extent the proposed regulation would restrict my ability to choose my own investments I am opposed. I neither need nor want my freedom to choose impaired. Please reconsider what to me is an ill-advised regulation.

Mark Brecht Comment On Regulatory Notice 22-08

I have been living at poverty level my whole life and just recently have begun to see a way out of it because of investment opportunities like the ones listed here which to my knowledge were not around for regular people untill within the last few years and now I'm being told that it's all going to be taken away unless I jump through so many hoops that no regular person will ever get through? This is completely unacceptable and I cannot just sit idley by and let it be taken away from me. I am prepared to do whatever it takes to keep this new found freedom.

Scott Brzezinski Comment On Regulatory Notice 22-08

Dear FINRA- I am opposed to any regulation which doesn't allow me access to the same investment vehicles as the powerful, rich and well-healed of this planet. It comes to my attention that your organization is considering regulations which may prohibit or restrict me from investing with ProShares ETFs like the UltrraPro short fund. I have been investing my own money and receiving advice from advisors at Vanguard, Fidelity and other fine institutions since 1996.

Terry Comment On Regulatory Notice 22-08

I am a common individual investor. I have some stocks, such as RAYTHEON TECHNOLOGIES CORPORATION(RTX), OCCIDENTAL PETROLEUM CORPORATION(OXY), etc. Due to the recent market decline, I had to protect my investment. Three methods can be implemented which are futures, options, and inverse funds. It is too risky for me to involve in options and futures trading. It is a feasible and low risky solution for me to have inverse funds. Inverse funds can hedge my position. If the market continues to go down, I will buy some stocks of companies that I think are excellent.