This being the United States it's still the land of the free. Each adult of sound mind deserves to educate themselves and have access to ALL investment vehicles. Even those investment vehicles that regulators or other individuals with a different risk profile would deem too risky or inappropriate.

Please continue public to invest on etfs which are allowed for public. Don't stop in between.

I have been investing for a while and run a systematic program of investing. Leveraged ETFs are very important to me and to my investing approach. I understand the risks and realize that there is a higher risk to any investment that involves leverage and this one is no different.

I do not want a third party evaluating my capability of managing these funds, and certainly do not want one preventing me from buying them.

Hello Friends,
I appreciate FINRA's overall services as a regulatory authority but am asking you to leave my option in place regarding "complex" products, especially the inverse funds offered by ProFunds. Please do not restrict investor's abilities to buy these funds.
Thank you,
R. Kent Knight

Do NOT limit. Most individual retail traders understand these products. Worst case, just make us sign a waiver or agreement, but don't remove the products. I am realizing gains this year during a downtrend. There are far too many benefits to utilizing these products.

"Public investments should be available to all of the public"

It is highly discriminatory toward small investors like myself to limit our ability to invest in inverse and leveraged etfs. Small investors dont have the resources to short stocks and employ margin accounts to enhance their gains the way professionals do. An inverse etf allows you to hedge your portfolio during rising interest rates. If an etf goes against you all you need to do to protect yourself is employ stops when you buy to stop the bleeding. We dont need to be protected by the nanny state.

I not regulators should be able to choose the public
investments that are right for me and my family.
Public investments should be available to all of the public,
not just the privileged.

- Leveraged and inverse funds are important to my
investment strategies. I use leverage and inverse funds to benefit in different market conditions, including that they help me protect (hedge) my investments or seek enhanced returns, and if I use them as a limited part of my overall portfolio.

I strongly oppose FINRA imposing limitations on my current ability to freely make my own decisions on my investments. Strict red-tape measures should NOT be introduced to raise retail investor barriers to leveraged and inverse funds as they will just add an unnecessary and time consuming layer of red-tape to cut through on top of already learning about the market and funds in the first place.

Thanks but no thanks for the totally useless and insulting hoops you're proposing we jump through.

It is very important that I as an investor have the right to freely access the entirety of the public securities markets without arbitrary restrictions. It is my freedom to choose the investments that I believe will achieve long-term financial security. The definition of "complex products" is broad and vague. I am capable of understanding leverages and inverse funds and their risks without having to go through a process such as a test before I can invest. I should have the right to choose the investments that are right for me.