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Benny Lau Comment On Regulatory Notice 22-08

Risk is associated with everything in life, such as driving a vehicle, going to college or entering the workforce, or even accepting a job promotion. We make decisions such as requiring auto or home owner insurance. If I already understand the amount of risk of my investments, I do not need an exam to tell me how to invest. By maximizing my return on a diversified leveraged fund (such as UPRO - 3X S&P 500), it allows a small part of my portfolio balanced towards different growth potentials.

Helen Pang Comment On Regulatory Notice 22-08

I oppose thr proposed rule. I want to be able to choose the public investments that are right for you and your family. Public investments should be available to all of the public, not just the privileged. I shouldn't have to go through any special process like passing a test before you can invest in public securities, like leveraged and inverse funds. Leveraged and inverse funds are important to your investment strategies.

William Porch Comment On Regulatory Notice 22-08

Myself certainly not regulators should be able to choose the public investments that are right for me and my family. These investments should be available to all of the public, not just the privileged. I do not need to "pass a test" to know that these are valid investments and entail risk, like ALL securities. I ask that you not limit my availability to these choices in order to secure a retirement for myself and my family. This is of utmost importance to myself, my investments, and my freedom.

Mark Travers Comment On Regulatory Notice 22-08

I have recently established a brokerage account which was made available by my company. I have applied a portion of my 401k income towards leveraged funds. I am well aware of the risks and consider myself to be an informed investor. I do not believe I should have requirements imposed such as tests. Nor do I believe I require a cooling off period as I have already invested effort and expense into courses to keep me current on trading of stocks, mutual funds, ETFs and leveraged funds. These are part of my portfolio which I have spent years acquiring.