FINANCIAL INDUSTRY REGULATORY AUTHORITY OFFICE OF HEARING OFFICERS DEPARTMENT OF ENFORCEMENT, Complainant, v. CHARLES SCOTT BURFORD (CRD No. 1658201), Respondent. Disciplinary Proceeding No. 2019064656601 Hearing Officer–BEK HEARING PANEL DECISION July 7, 2022 Respondent is fined $10,000 and suspended from associating with any FINRA member in any capacity for six months for executing unauthorized trades in, and facilitating unauthorized withdrawals from, his deceased customer’s account. Appearances For the Complainant:

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER, AND CONSENT NO. 2022073675001 TO: Department of Enforcement Financial Industry Regulatory Authority (FINRA) RE: David Karandos (Respondent) Former General Securities Representative CRD No. 1934119 Pursuant to FINRA Rule 9216, Respondent David Karandos submits this Letter of Acceptance, Waiver, and Consent (AWC) for the purpose of proposing a settlement of the alleged rule violations described below.